Credit Analyst
- Assess and underwrite commercial credit applications.
- Analyse financial statements and customer performance.
- Manage dealer and customer relationships within a commercial finance environment.
- Permanent, full time
About Our Client
We're partnering with a leading global financial services organisation to recruit a Commercial Credit Analyst to join a high-performing Credit & Risk team. This is an opportunity to work on meaningful credit decisions, develop your underwriting capability, and build a long-term career in commercial finance.
Whether you're an early-career credit professional ready for the next step or someone with established commercial credit experience, you'll be supported by a collaborative team and exposed to a diverse portfolio of dealer and customer relationships.
Job Description
Working within a dynamic Credit & Risk function, you'll assess, structure and manage commercial credit exposures while contributing to business growth and sound risk management outcomes.
Key responsibilities include:
- Assessing and underwriting commercial credit applications
- Analysing financial statements, cash flow and customer performance
- Preparing detailed credit submissions, risk assessments and recommendations
- Managing dealer and customer relationships within a commercial finance environment
- Monitoring borrower performance and establishing appropriate credit limits
- Supporting collections and risk mitigation strategies where required
- Preparing and negotiating credit documentation and lending agreements
- Identifying opportunities to support new and existing business growth
- Contributing to process improvement initiatives, including digital and automation solutions
- Producing portfolio insights, reporting and risk trend analysis
- Supporting and collaborating with team members across the broader credit function
The Successful Applicant
- A degree in Accounting, Finance, Commerce or a related discipline
- Experience in credit analysis, underwriting, lending, banking, risk assessment or financial analysis
- Strong ability to interpret financial information and assess risk
- Excellent attention to detail and problem-solving skills
- Strong written and verbal communication abilities
- A proactive, self-motivated and accountable approach
- The ability to manage competing priorities in a fast-paced environment
- A collaborative mindset and willingness to support team success
- Interest in technology, process improvement and evolving ways of working
What's on Offer
- A supportive and inclusive team culture
- Exposure to complex commercial credit and risk decisions
- Ongoing professional development and mentoring
- Career progression within a global organisation
- Flexible working arrangements
- Modern systems and technology-driven ways of working
- Strong focus on employee wellbeing and work-life balance
- Competitive salary and benefits package
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Skills
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