CREDIT ASSESSMENT SPECIALIST - 6-MONTH FIXED TERM CONTRACT
- Assess lending applications and approve credit facilities within delegated authority, ensuring timely and well-reasoned decisions.
- Advise lending teams on deal structures, products and policy, while supporting quality, compliance and staff capability.
- Contribute to credit process improvements and help prevent and detect fraud and corruption.
04th November, 2026
About BankVic:
BankVic is the member-owned bank for those who serve our communities - police, emergency, and health workers. We exist to help our members and communities go further in life, by living our values: Together, Honest, and Brave.
As a smaller bank, we offer something bigger - personal service, meaningful relationships, and real impact. We focus on individuals, tailoring support to help each person achieve their goals.
Our size also means broader opportunities for our people. You’ll gain exposure across the organisation and be part of work that matters.
If you're looking for more than just a job, if you want purpose, connection, and the chance to make a difference, BankVic is your smaller bank of bigger opportunity.
The opportunity:
Reporting to the Senior Credit Manager, you’ll play an important role in reviewing lending applications and making sound, timely credit decisions in line with BankVic’s lending policies and procedures.
Working closely with our lending teams, you’ll provide expert guidance on lending scenarios, deal structures and products, while supporting quality and compliance standards across the lending process. You’ll also use your credit expertise to provide coaching and training, identify opportunities for improvement and contribute to strong outcomes for our members.
What you’ll be doing:
- Review credit applications submitted by our lending teams and provide timely lending decisions within established service levels.
- Approve credit facilities within your delegated lending authority.
- Provide guidance on lending scenarios, deal structures, lending products and policy.
- Partner with lending teams to maintain strong quality and compliance standards.
- Provide coaching and training on loan file quality, missing information and adherence to lending policies and procedures.
- Identify and contribute to credit process improvements that enhance operational outcomes.
- Maintain strong knowledge of BankVic products and services, lending requirements and relevant regulatory obligations.
- Support the prevention and detection of industry fraud and corruption.
Who we are looking for:
You’ll bring extensive lending assessment experience and a strong understanding of the end-to-end lending process, from application through to settlement. You’ll be confident reviewing applications, providing advice on lending structures and making well-reasoned credit decisions.
Ideally, you’ll also bring:
- Previous lending approval authority of $1.2 million+.
- Experience reviewing lending applications and providing advice on deal structures.
- Strong knowledge of financial services regulation, including AFSL and ACL obligations, Privacy legislation and responsible lending requirements under the NCCP Act.
- RG146 Tier 2 certification, or willingness to complete the required training.
- Strong numerical, analytical and critical-thinking skills.
- Excellent attention to detail, planning and time management.
- The ability to work autonomously while collaborating effectively within a busy team.
- Strong written, verbal and interpersonal communication skills.
What we can offer:
- Discounts and savings off a range of our products and services.
- Access to additional five days of leave.
- Ambulance Victoria Membership.
- Employee assistance program.
- 2 days paid volunteer leave.
- Generous parental leave provisions.
- Ongoing professional development with access to study leave.
- Reward and recognition program.
At BankVic, we believe that diversity and inclusion make us stronger.
We value the unique perspectives and experiences each person brings to our team. If you require any support or adjustments during the recruitment process, please let us know, we're here to help make your application experience as smooth as possible.
Even if you don’t meet every requirement listed, we encourage you to apply. Your potential and passion matter just as much as your qualifications, and you might be exactly who we’re looking for.
If you’re seeking to make a difference and find purpose in your work, it’s time to join us at BankVic, click apply.
Applications close 12pm 4 December 2026 (although we encourage you to apply today, as we review applications as they come in and reserve the right to close applications early).
Note: as part of our recruitment process, we require successful candidates to undertake background checks.
BankVic are managing this opportunity in-house, so we kindly ask that recruitment agencies do not share unsolicited applications or contact the hiring manager.
Apply For Job
We vet all employer accounts and do our best to keep job ads safe, but scams can still occur. Be cautious when sharing personal information — never provide financial details or make payments during the application process. For extra security, use the Apply button on our site when proceeding.