Residential Credit Analyst
- Assess home loan applications, analyse borrower financials and prepare clear credit recommendations.
- Evaluate credit risks, policy intent and risk appetite, escalating complex scenarios where appropriate.
- Work with brokers, BDMs and internal stakeholders while building expertise in specialist lending and regulatory requirements.
A trusted non-bank lender is seeking a Mortgage Credit Analyst due to strong organic growth. This non-bank lender is known for their competitive edge in the market. A great opportunity for an experienced credit analyst or underwriter to join a growing team and elevate their skillset within specialist lending.
About the role:
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Assess a variety of home loan applications predominantly via broker channels through to approval
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Analyse borrower financials including income, expenses, assets and liabilities
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Develop an understanding of credit risk, policy intent, and risk appetite, and how these apply to individual loan scenarios
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Identify key risks and mitigating factors, escalating and recommending outcomes where appropriate
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Prepare clear, well-reasoned credit assessments and recommendations
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Work closely with brokers, BDMs, and internal stakeholders to support quality lending outcomes
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Build knowledge of regulatory requirements and market trends, contributing to continuous improvement of credit processes
What we’re looking for:
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Experience as a mortgage credit assessor, analyst or underwriter within a non-bank is preferred
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Experience with more complex mortgage structures, such as self-employed, low doc, alt doc and trusts
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Clear written and verbal communication skills
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A degree in finance, accounting, economics or a related field is desirable but not essential
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Energy, positivity and a can-do attitude
What’s in it for you?
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A welcoming and supportive team environment
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A busy, fast paced and exciting workflow
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Hybrid working
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State-of-the-art office with additional perks & benefits
Please note Australian permanent residency or citizenship is required.
This role will move quickly. Submit your CV by Friday 30th October 2026 or contact Anita O'Connor at *************************** to learn more.
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